• Option A: Flat-Rate Unsecured Loan is crafted for students who either prefer minimal paperwork or do not have property to pledge as collateral. You’ll enjoy a simple flat interest rate of 10% p.a., repaid over 12 equal monthly EMIs. This loan covers tuition fees only, requires no margin, and moves from application to disbursal in just 7–10 business days—so you can focus on your studies, not document hunting.

• Option B: PNB Education Loan (Secured) is ideal for families seeking longer repayment flexibility and a moratorium. Backed by our exclusive partnership with Punjab National Bank, it offers a simple interest rate starting at 9.25% p.a., a principal moratorium through your course plus one year, and a maximum repayment tenure of up to 12 years. This loan covers both tuition and living expenses, requires a 15% margin, and also moves from sanction to disbursal in just 7–10 business days.

  Note: We fund only carefully vetted MBBS programs—because you deserve partners who stand by your success, not blanket approvals.

We offer two exclusive education loan solutions tailored to your needs

Why Our Loan Solutions Stand Out

• Selective Funding
  We partner only with two trusted lenders who truly understand MBBS abroad—so not every program is funded, but the ones we back come with rock-solid support and rates you won’t find elsewhere.

• End-to-End Convenience
  From form-filling to disbursal, our team handles every step:

  • Document collection & validation

  • Sanction-letter follow-up

  • Direct fee transfer to the university

  • EMI schedule setup—all before you pack your bags.

• Parent & Student Peace-of-Mind
  • Parents: 24/7 loan-tracker dashboard, transparent margin details, co-applicant support.
  • Students: One WhatsApp message away from real-time updates—no more “Where’s my loan?” panic at 2 AM.

Important Note:

• The BANK/NBFC shall have the sole right to approve or decline a Student’s / Customer’s Loan application and may communicate its decision to the Student / Customer or to the Institute/Authorized Agency depending upon the program structure and as per instructions from the Institute/Authorized Agency NBFC will collect the documents from the Student’s / Customers.

• The BANK/NBFC shall independently verify Student’s / Customer details, carry out due diligence / KYC checks and collect documents from customers such as Salary slips, Income Tax Returns, Bank statements etc.

• In case of multiple tranches models, the second and subsequent tranches will only be disbursed if the loan is maintained in good standing without any overdue as on the date of second or subsequent disbursement.